Hooray for crazy credit!

Loving this one, interest rates at 0.5%, we're yet to really be out of recession and you can still get credit, and boy, they advertise it on national TV so you can get up to a grand online at a great interest rate!

And how to wonga.com pitch the fairness of their interest rate? With a comic that's how, saying "just imagine how much a DVD rental would be for a year?"
If one were being cynical one might wonder if they were just loansharks without the kneecapping?